LowRates

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Powerful Team

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Our Services

Conventional Loans

A conventional loan is a mortgage that is not guaranteed or insured by any government agency such as FHA, VA, or USDA. Conventional loans are either conforming or non-conforming. Conforming mortgages are required to conform to underwriting guidelines and loan limits set by Fannie Mae or Freddie Mac....

Renovation & Construction Loans

Designed for home rehabilitation purposes, FHA 203K loans can help pay for your home renovations. These loans are available both as a refinance and purchase. Thus, you can borrow against the equity in your home for home improvement....

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Refinancing Loans

The process of refinancing a home means taking out a new loan to replace a current one. Homeowners who are currently paying off a home loan can apply and be approved for refinancing. By refinancing, you can access the equity of your home through a Cash-Out Refinance option....

VA LOANS

Guaranteed by the U.S. Department of Veteran Affairs, the VA loan program is designed to assist both current active duty military members and veterans achieve homeownership. Eligible borrowers for this program are allowed to borrow at a higher percentage....

Investment Property Loans

An investment property, unlike most residential properties, is a property that is not your primary residence and has been purchased with intent to generate revenue, either through the future resale of the property, rental income or both....

Reverse Mortgage Loans

A reverse mortgage is a type of home equity loan that allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills. Reverse mortgages are typically catered towards older homeowners....

Good service!

Very prompt and good service from both Eunice and Charles! They answered all my questions in a timely manner and were very friendly. Also, Home Point had some of the best interest rates around. We received a 4.25% for a 30-year fixed plus a lender credit. I am glad I chose them!

Mike

from Commerce, MI

Dynamic duo...

From day one to closing and beyond Robert McGee and Megan Love were true caring professionals. The process was seamless on their end and though there was a small hiccup on my end they never pushed or harassed me, on the contrary they were understanding and supportive every step of the way. Definitely recommend this dynamic duo. Thank you and always God bless.

Oustanding!!

When I started this process I was dreading having to deal finance/mortgage company or employees. I researched and found Rob and early on I felt a great connection with someone who cared for me and his profession. I didn't have to call and wait for days for responses, he was on the phone first and keeping me up to date on the process. Navah and Robert were incredible in the handling their jobs I'm almost sorry the process is done. And that comes from a person WHO didn't want to deal with this!!!

Zillow Review

I worked with Matt Taylor, Patrick Shannon and Natalie Frost, on the refinance of my home. I had a wonderfully easy experience, working with this team! Everyone is very knowledgeable, explaining options and the process thoroughly, in understandable terms. Response times were always fast and the whole process was seamless. I feel they truly worked to ensure I received the best loan possible and I couldn't be more pleased! I highly recommend their services.

Highly Recommend

My husband and i were looking to refinance our home mortgage and were given Jamarr Matthews name from a good friend. We reached out to Jamarr and he was extremely quick to respond and answered all of our questions clearly and thoroughly. We were able to close our loan refinance ...

Katelyn anders

from Parker, CO

He was very knowledgeable and wonderful to work with.

jamarr Matthews, Senior Loan Officer was my first contact. He spoke with me and answered every question i had and gave me the information that i needed to get started on my loan. He was very knowledgeable and wonderful to work with. he even called me ...

CindyLofton

from West Monroe, LA

Buying A Home

Mortgage Calculators

Documents Needed

Refinancing Guide