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Discover the Possibilities…
The reasons to consider a new mortgage may be more than just purchasing a home as your primary residence. A mortgage loan can also help you if you are interested in:
- Investing in a new property.
- Making improvements to your home.
- Taking cash out from equity in the home.
- Buying a home as an investment property to rent out for additional income.
- Converting your loan to a fixed payment.
- Lowering your interest rate.
- Consolidating your debt into one easy to manage amount.
LowRates can guide you through the available options and help determine what type of loan is the best for your needs. You may even discover new financing options and purposes after talking to us. Give us a call today at (855) ITS-QUICK / (855) 487-7842 for more details.
For the First Time Home Buyer
Perhaps it’s time to consider buying your first home and start building your retirement nest egg today. Owning your home has many benefits, such as receiving tax benefits and establishing your credit. Besides providing your family with a safe place to live, your home can also be a source of equity when you want to make the move to a bigger home in the future.
Utilize a Refinance to Help Make Your Life Easier
Would you like to lower your monthly mortgage payments by refinancing to a lower rate or term? Do you have an Adjustable Rate Mortgage that is about to reset to a higher rate and you would like to switch to a lower, fixed rate mortgage? Do you need the extra cash to make large purchases, such as buying a car or funding your child’s college education? Are you facing high interest rate debts and want to consolidate your current debt to a lower interest rate? Talk to one of our loan experts today to discuss your options. You may refinance even if you have less-than-desirable credit.
Update, Repair, & Increase the Value of Your Home
Time to repair or improve your home? Keep more money in your bank and use one of our loan options for your home improvement projects. You can use a Cash-Out option if you have sufficient equity, or you may simply choose a home improvement loan, such as a Federal Housing Administration (FHA) 203(k) to help finance a variety of exterior, interior, and energy efficient projects for your home. With a home improvement loan, you can borrow, refinance, and increase the value of your home, all at the same time!
Buying a Vacation Home or Investment property
The demand for homes in popular destinations and well-populated areas has been on the rise. Enjoy more time away with a vacation home or earn extra income from an investment property or own a property for both purposes. Owning a vacation home or acquiring an investment property can also provide additional tax benefits. Please consult your tax advisor, as tax benefits may vary based on individual circumstances.