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FHA 3/1 Adjustable Rate MortgageImportant disclosures, assumptions, and information
The interest rate and points shown are for a 3-year adjustable rate loan and assumes a minimum FICO score of 660 with a maximum loan-to-value ratio of 96.5% on a purchase of an owner occupied single family residence. After the initial 3-year period, interest rate can change once every year for the remaining life of the loan. Your payment will change after the initial 3-year period and it can go up. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by LowRates.com. Rates shown is based on a 45-day lock-in period. Not available in all states. Rates are subject to change daily without notice. You may choose to apply for a loan with (1) other fee options in which points and/or fees are charged to obtain a lower interest rate, or (2) higher rate to obtain a credit towards certain eligible closing costs. Some state and county maximum loan amount restrictions may apply.