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FHA 3/1 AdjustableImportant disclosures, assumptions, and information
The interest rate shown is with no points for a 3-year adjustable rate loan and assumes a minimum FICO score of 680 with a maximum loan-to-value ratio of 96.5% on a purchase of an owner occupied single family residence. After the initial 3 years, interest rate can change once every year for the remaining life of the loan. Your payment will change after the initial 3 years and it can go up. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by LowRates.com. Rates shown is based on a 45-day lock-in period. Not available in all states. Rates are subject to change daily without notice. The borrower may choose to apply for a loan with (1) other fee options in which points and/or fees are charged to obtain a lower interest rate, or (2) higher rate to obtain a credit towards certain eligible closing costs.